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Solvang life insurance agent releases the report Why young adults need life insurance

Young adults launching into their independent lives rarely have get life insurance on their list of things to do. Even when someone in their 20s or 30s might think about life insurance, the thought may be dismissed because of the expense, but the Solvang insurance agent, Rick Torres at the RW Torres Insurance Agency, Inc. says Life insurance isnt as expensive as one might think.

Image of Carl Norcott By Carl Norcott.
Updated Apr 14, 2023

SOLVANG, Calif. (PRWEB) April 14, 2023 - Young adults launching into their independent lives rarely have get life insurance on their list of things to do. Even when someone in their 20s or 30s might think about life insurance, the thought may be dismissed because of the expense, but the Solvang insurance agent, Rick Torres at the RW Torres Insurance Agency, Inc. says Life insurance isnt as expensive as one might think.

Affordability is only one reason young adults need to think seriously about life insurance. Along with being one of the most important financial decisions a person makes, there are a number of very strong reasons:

When is the best time to buy insurance? In general, according to the Solvang life insurance agent, the best times include:

The best way to get started with an affordable insurance policy that is going to grow with you is to sit down with and insurance agent and discuss your current situation and plans for the future. Life insurance payments are basically based on age so getting started as soon as possible is a smart move whether affordability is an issue or not.

The insurance agent can make recommendations to meet immediate needs as well as recommending plans and coverages that can grow as life changes. As life moves along, things are going to change and that means life insurance needs are going to change. A knowledgeable agent, such as the Solvang life insurance agent, can help with planning by:

The RW Torres Insurance Agency, Inc. takes pride in helping individuals and families manage the risks of everyday life. The teams priority is to take care of what is important to their clients in a friendly, caring and professional way. Their goal is to help clients make informed decisions and plan for the future by providing insurance and financial services. The RW Torres Insurance Agency, Inc. takes care of the little things so you dont have big things to worry about.

RW Torres Insurance Agency Inc. 540 Alisal Road, Suite 4 Solvang, CA 93463 (805) 688-5418